Marysville, WA
Insuring your car and home in Marysville, WA
Commute, vehicle, and housing data for Marysville, plus what it means for your auto and homeowners quotes. A quote is not a binder.
Two numbers frame insurance in Marysville: 69% of households are homeowners, and 70% of commuters drive alone. With a population near 76,209, that adds up to a lot of households insuring a house and at least one vehicle.
Cars, commutes, and households in Marysville
| Measure | Marysville | Washington |
|---|---|---|
| Drive alone to work | 70% | 63% |
| Carpool | 12% | 8% |
| Work from home | 14% | 20% |
| Commute of 45 minutes or more | 24% | 17% |
| Commute under 15 minutes | 19% | 26% |
| Households with no vehicle | 6% | 7% |
| Households with 3 or more vehicles | 33% | 26% |
Data: Census Bureau ACS 2020–2024 five-year estimates (commuting and vehicles available).
About 24% of Marysville commuters travel 45 minutes or more each way (Washington: 17%). More time on the road means more exposure, which is why insurers ask how far and how often each car is driven.
Fewer Marysville workers telecommute (14%) than the state average, which means more cars on the road at rush hour.
33% of Marysville households keep three or more vehicles, and 6% have none. Multi-car households can usually save by insuring every vehicle on one policy.
Home values and housing age in Marysville
Homes in Marysville carry a median value of $567,900 and a median construction year of 1994. Those two facts drive much of a homeowners quote: how much it costs to rebuild, and how old the major systems are.
NAIC data for 2023 show Washington HO-3 policyholders with $500,000–$599,999 of dwelling coverage paying an average of $1,317; the all-amounts state average was $1,232.
Averages are for information only and are not a quote or offer of coverage. Your actual premium depends on underwriting.
Washington auto minimums that apply in Marysville
Washington requires liability limits of at least 25/50/10. Other required coverage: none beyond liability. Those are floors; with Marysville's median home value at $567,900, most homeowners choose much higher liability limits to protect their equity.
One insurer or two for a Marysville household
Most Marysville homeowners also own at least one car, which makes a multi-policy discount worth checking. Ask whether one storm that damages both car and house would trigger a single deductible.
Local risks for Marysville cars and homes
Plan for icy winter roads, along with windstorms that drop trees on cars and roofs. Check your wind or hail deductible on the home policy and your comprehensive deductible on the car.
County hazard detail: FEMA National Risk Index.
How Marysville compares in Washington
Everett: 67% drive alone, 18% commute 45+ minutes, median home $565,300. Edmonds: 61% drive alone, 17% commute 45+ minutes, median home $890,100. In Lynnwood, 51% own their home and 19% of households have three or more vehicles. Marysville ranks 3rd for long commutes among the 30 Washington cities we profile.
What to have ready for a Marysville quote
- Current declarations pages for auto and home
- Drivers' names and dates of birth
- Roof age and material
- VINs from registrations or the dashboard
- Mortgage company for the home
- Home details: size, age, construction
Marysville auto and home insurance FAQ
What are the minimum car insurance limits for Marysville drivers?
Washington requires liability of 25/50/10; none beyond liability.
Do Marysville drivers have long commutes?
About 24% of Marysville workers commute 45 minutes or more and 19% commute under 15 minutes (ACS 2020–2024).
What does homeowners insurance cost in Marysville?
There is no single price. As context, Washington HO-3 policies averaged $1,232 in 2023 (NAIC), and averages rise with dwelling coverage.
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Last updated October 15, 2026 · How we research