Glendale, AZ
Auto and home insurance in Glendale, Arizona
Commute, vehicle, and housing data for Glendale, plus what it means for your auto and homeowners quotes. A quote is not a binder.
Census data show Glendale drivers commuting alone at a rate of 67% and homeowners making up 57% of households. Here is what that means for auto and home coverage in a city of about 253,855.
Glendale driving profile
| Measure | Glendale | Arizona |
|---|---|---|
| Drive alone to work | 67% | 67% |
| Carpool | 13% | 10% |
| Work from home | 14% | 18% |
| Commute of 45 minutes or more | 17% | 14% |
| Commute under 15 minutes | 20% | 25% |
| Households with no vehicle | 7% | 5% |
| Households with 3 or more vehicles | 25% | 23% |
Census ACS five-year estimates, 2020–2024, accessed through Census Reporter.
Glendale commutes are longer than the Arizona norm, with 17% of workers driving 45-plus minutes. If your commute is short or you mostly work from home, ask about low-mileage or usage-based pricing.
Only 14% of Glendale workers mostly work from home, below the Arizona share of 18%. Daily commuting tends to raise mileage, so compare quotes with realistic annual miles.
In Glendale, 7% of households live without a car while 25% have three or more. Teen drivers and extra vehicles change pricing more than almost anything else.
Glendale homes and homeowners coverage
Census figures put Glendale's median home value at $387,500 (Arizona: $394,500) and its median year built at 1986. Older homes raise questions about roofs, wiring, and plumbing; newer ones may qualify for new-home credits.
NAIC data for 2023 show Arizona HO-3 policyholders with $350,000–$399,999 of dwelling coverage paying an average of $1,111; the all-amounts state average was $1,194.
Averages are for information only and are not a quote or offer of coverage. Your actual premium depends on underwriting.
Required auto coverage for Glendale drivers
Arizona requires liability limits of at least 25/50/15. Other required coverage: none beyond liability. Those are floors; with Glendale's median home value at $387,500, most homeowners choose much higher liability limits to protect their equity.
Bundling auto and home in Glendale
A bundle can simplify life in Glendale: one renewal date, one claim contact after a storm, and an easier path to an umbrella policy. Read our bundling guide before you decide.
Local risks for Glendale cars and homes
Around Glendale, two exposures stand out: monsoon dust storms and microbursts and flash floods in washes. Flood is excluded from both standard auto liability and homeowners policies unless you buy comprehensive (for the car) and a separate flood policy (for the house).
County hazard detail: FEMA National Risk Index.
How Glendale compares in Arizona
Phoenix shows 19% working from home and a median home value of $420,700. Mesa shows 19% working from home and a median home value of $408,000. Chandler shows 25% working from home and a median home value of $507,800. Glendale ranks 8th for long commutes among the 25 Arizona cities we profile.
What to have ready for a Glendale quote
- Recent claims or violations
- When the roof was replaced
- Annual mileage for each car
- Vehicle year, make, model, and VIN
- Liability limits you want
- Everyone in the household who drives
Questions from Glendale drivers and homeowners
What are the minimum car insurance limits for Glendale drivers?
Arizona requires liability of 25/50/15; none beyond liability.
How long are commutes in Glendale?
About 17% of Glendale workers commute 45 minutes or more and 20% commute under 15 minutes (ACS 2020–2024).
How much is home insurance in Glendale?
Prices depend on the home and coverage. The NAIC's 2023 Arizona HO-3 average was $1,194; see the Arizona page.
More Arizona cities
Auto and home insurance in Arizona
Last updated October 15, 2026 · How we research